Asset/Liability Management Services
Standard ALM
The standard ALM service monitors credit union financial performance to manage earnings fluctuations and ensure adequate capital under a broad range of possible interest rate shock scenarios. By utilizing NCUA 5300 Call Report data along with an easy-to-complete financial questionnaire, our team of ALM analysts work with you to develop custom assumptions and then produce an easy-to-understand report package.
Standard ALM analysis includes:
- GAP, NEV and income simulation risk measurement options
- Analysis run under multiple interest rate shock scenarios
- ALCO or board-ready executive summary and report
- Quarterly or semi-annual measures of:
- Earnings
- Growth
- Capital adequacy
- Loan quality
- Liquidity
- Exposure to interest rate risk
- Trend analysis
- Peer group comparison
All ALM solutions include:
- Personal attention and hands-on guidance from experienced ALM specialists
- Monthly, quarterly or semi-annual risk assessments, including interest rate risk measurements, in-depth performance analysis, and commentary
- Assistance with the development of ALM policies
- ALM education and consulting for credit union management and directors
To determine which services are right for your credit union, contact
Mike McGinnis at 800.301.6196.
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